TS No WA07000280-19-1 TO No 191280142-WA-MSO NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: ZACHARY M MARANGI A MARRIED MAN, AS HIS SOLE AND SEPARATE ESTATE Current Beneficiary of the Deed of Trust: PennyMac Loan Services, LLC Original Trustee of the Deed of Trust: COLUMBIA TITLE COMPANY Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: PennyMac Loan Services, LLC Reference Number of the Deed of Trust: Instrument No. 2017-09605 Parcel Number: 36-07-29-34-0010 / 36-07-29-34-0014 I. NOTICE IS HEREBY GIVEN that on July 10, 2020, 10:00 AM, at the main entrance of the Walla Walla County Courthouse, 315 West Main, Walla Walla, WA 99362, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks,  at the time of sale the following described real property, situated in the County of Walla Walla, State of Washington, to-wit: BEGINNING AT THE SOUTHEAST CORNER OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION TWENTY-NINE (29) IN TOWNSHIP SEVEN (7) NORTH, OF RANGE THIRTY-SIX (36) EAST OF THE WILLAMETTE MERIDIAN, AND RUNNING THENCE WEST ALONG THE SOUTH LINE OF SAID SECTION 29, A DISTANCE OF 613.0 FEET TO THE CENTER LINE OF FOURTH AVENUE SOUTH; THENCE NORTH ALONG SAID CENTER LINE OF FOURTH AVENUE SOUTH, A DISTANCE OF 400.0 FEET TO A MONUMENT IN THE CENTER OF SAID FOURTH AVENUE SOUTH; THENCE NORTH 73°53` EAST 197.8 FEET TO A POINT WHICH IS THE TRUE POINT OF BEGINNING FOR THIS DESCRIPTION; THENCE CONTINUING NORTH 73°53` EAST 62.5 FEET; THENCE SOUTH, PARALLEL TO THE CENTER LINE OF FOURTH AVENUE SOUTH, A DISTANCE OF 139.0 FEET; THENCE WEST, PARALLEL TO THE SOUTH LINE OF SAID SECTION 29, A DISTANCE OF 60 FEET; THENCE NORTH, PARALLEL TO THE CENTER OF SAID FOURTH AVENUE SOUTH, A DISTANCE OF 122.0 FEET TO THE TRUE POINT OF BEGINNING. SITUATED IN THE COUNTY OF WALLA WALLA, STATE OF WASHINGTON. ALSO, BEGINNING AT THE SOUTHEAST CORNER OF THE SOUTHWEST QUARTER OF SECTION 29 IN TOWNSHIP 7 NORTH, RANGE 36 EAST OF THE WILLAMETTE MERIDIAN, AND RUNNING THENCE WEST, ALONG THE SOUTH LINE OF SAID SECTION 29, A DISTANCE OF 613.0 FEET TO THE CENTER LINE OF FOURTH AVENUE SOUTH; THENCE NORTH, ALONG SAID CENTER LINE OF FOURTH AVENUE SOUTH, A DISTANCE OF 400 FEET TO A MONUMENT IN THE CENTER OF SAID FOURTH AVENUE; THENCE NORTH 73°53` EAST 260.3 FEET TO A POINT WHICH IS THE TRUE POINT OF BEGINNING FOR THIS DESCRIPTION; THENCE CONTINUING NORTH 73°53` EAST A DISTANCE OF 86.3 FEET; THENCE SOUTH 162.9 FEET ON A LINE PARALLEL TO THE CENTER LINE OF FOURTH AVENUE SOUTH; THENCE WEST A DISTANCE OF 83.0 FEET ON A LINE PARALLEL TO THE SOUTH LINE OF SAID SECTION 29; THENCE NORTH A DISTANCE OF 139.0 FEET ON A LINE PARALLEL TO THE CENTER LINE OF FOURTH AVENUE SOUTH TO THE POINT OF BEGINNING. SITUATE IN THE COUNTY OF WALLA WALLA, STATE OF WASHINGTON. APN: 36-07-29-34-0010 / 36-07-29-34-0014 More commonly known as 140 CUSHING ST, WALLA WALLA, WA 99362 which is subject to that certain Deed of Trust dated November 28, 2017, executed by ZACHARY M MARANGI A MARRIED MAN, AS HIS SOLE AND SEPARATE ESTATE as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as designated nominee for PREMIER MORTGAGE RESOURCES LLC, Beneficiary of the security instrument, its successors and assigns, recorded December 1, 2017 as Instrument No. 2017-09605 and that said Deed of Trust was modified by Modification Agreement and recorded June 26, 2019 as Instrument Number 2019-04528 and the beneficial interest was assigned to PENNYMAC LOAN SERVICES, LLC and recorded November 15, 2019 as Instrument Number 2019-09398 of official records in the Office of the Recorder of Walla Walla County, Washington. II. No action commenced by PennyMac Loan Services, LLC, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From August 1, 2019 To February 28, 2020 Number of Payments 7 $1,081.26 Total $7,568.82 LATE CHARGE INFORMATION August 1, 2019 February 28, 2020 $81.45 $81.45 PROMISSORY NOTE INFORMATION Note Dated: November 28, 2017 Note Amount $176,739.00 Interest Paid To: July 1, 2019 Next Due Date: August 1, 2019 Current Beneficiary: PennyMac Loan Services, LLC Contact Phone No: 866-549-3583 Address: 3043 Townsgate Road #200, Westlake Village, CA 91361 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $129,959.26, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute.  Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on July 10, 2020.  The defaults referred to in Paragraph III must be cured by June 29, 2020, (11 days before the sale date) to cause a discontinuance of the sale.  The sale will be discontinued and terminated if at any time before June 29, 2020 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid.  Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank.  The sale may be terminated any time after the June 29, 2020 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, PennyMac Loan Services, LLC or Trustee to the Borrower and Grantor at the following address(es): ADDRESS SABRINA M. CORDERO 140 CUSHING ST, WALLA WALLA, WA 99362 ZACHARY M MARANGI 140 CUSHING ST, WALLA WALLA, WA 99362 UNKNOWN SPOUSE OF ZACHARY M MARANGI 140 CUSHING ST, WALLA WALLA, WA 99362 by both first class and certified mail on January 29, 2020, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place January 29, 2020 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.  VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale. X. Notice to Occupants or Tenants.  The purchaser at the Trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home.  See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you.  If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov Dated: February 28, 2020 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 500 Union Street, Suite 620 Seattle, WA 98101 Toll Free Number: (844) 367-8456 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee CorpsOrder Number 70529, Pub Dates: 06/05/2020, 06/26/2020, WALLA WALLA UNION-BULLETIN